lexus rx 300 : That being said, probably either would do for you. The Infinitihas a full-time 4wd system (note that the Pathfinder it is basedon only has a part-time 4wd system) as well. You should note thatthe QX4 has relatively little room in the back and is somewhatunderpowered as well. You'll pay a hefty premium for eithervehicle because of the luxury status of the make. Since the RX300is new, you'll probably pay well in excess of list price forthe privilege of being the first on your block to own one. Personally, I wouldn't consider buying an RX300 for at least a year. By that time, the initial wave of demand will be overand the new Jeep Grand Cherokee will be out (which will no doubtthe next hottest SUV in the suburbs...).The styling of each vehicle is, of course, a matter of opinion.Personally, I think both vehicles are ugly as sin, but it'syour wallet.How is pricing generally on these right now? How much under MSRP can you typically expect to get one given current demand.-- Katsmeowhas anybody driven the lexus RX300? does it really drive like a sedan? iam very interested in lexus RX300 because the main reason i chose SUV is forhigher seats and view. i drive 98 Jeep Cherokee sport, it's a nice car butobviously the ride is not comfortable and i don't have a sunroof and otherluxury items. i think i will chose the front wheel drive over 4x4 if iindeed buy RX300.any thoughts?
lexus rx 300 : can anyone tell me what would be a reasonable monthly lease payment for afully loaded rx 300 with no money downi was quoted $459 per month just trying to get an idea if i can bargain(month long waiting period to order car) and if so how much ?Any upfront fees? What is the length of the lease? What is the vehicle"selling" price (capitalized cost)? What is the money factor (interest rate)? What is the residual value? How many miles a year? Closed end lease I assume?I can help you find the answer, but you are missing a lot of details at thispoint. ok lets see upfront is only 1st month and bank fee of 595 (no sec dep)38 month lease close ended with 12,000 miles /yeari believe the selling cost is 38,000not sure of residual value or interest rates.MDMead wrote in message...Hmm, without any deep research, that really doesn't look like too bad a deal. (This is just from multiplying your 38 payments times the $459 a month cost. This amounts to roughly 47% of the purchase price, not taking into accountinterest, meaning the residual is pretty high on the vehicle. A good thing ifyou will for sure be turning it in/bad if you plan to buy at lease end.)
lexus rx 300 : With the purchase price you quoted, I compared it to the pricing on Edmund'sweb site. If this vehicle is very well equipped, then that price sounds likeMSRP or just a tad under. This means the dealers profit will be at or near$5000. That is a lot more than I'd want to give them, but the little Lexusseems to be a pretty hot seller, so I'm not sure how much dealing they will do. In a perfect world you would be able to get the vehicle for about 3% overinvoice.I guess what makes the most sense is for you to go to the Edmunds site and do alittle math using their guides. Start here at the Lexus RX 300 page:From here, click on "Quick guide on what to pay" and "Leasing info". (Both onthe left menu.) (Make a quick call to the dealer and get the money factor andresidual value percentage before running through the lease calculation on yourown. This way you will know for sure if the quoted lease payment adds up or issomehow padded.)This information levels the playing field between you and the dealer. You maynot get the perfect deal, but you will at least see through the smoke andmirrors act.
lexus rx 300 : Cap Cost plus Residual times the Money Factor is an amount that you will paymonthly (this is called the Rent or Lease fee and is shown on the lease as asingle total). The Depreciation (Cap Cost minus the Residual) is an amountthat is divided by the lease term, and you will pay this monthly as well. Ontop of that is tax on the payment portion...probably 25 to 40 dollars permonth depending on your local tax rates. So a low cap cost with a highresidual is the best scenario (even though the high residual adds to theLease Fee/Rent Fee). From there you can figure it out for yourself. By theway a MF above .0035 is way out of line...in fact .0035 is too high tocompete with a similar loan/purchase.In any case...negotiate the selling price just as you would a purchase, andsee if there are any incentives for good credit, don't do any Cap CostReduction (downpayment). Off the top of my head a $ 495.00 payment for 36months on $ 38,000.00 sounds OK. If Lexus will let you rebate for unusedmiles it is better to buy miles beforehand, because they are sometimes halfthe price than that charged at the backend.
lexus rx 300 : You can multiply the money factor by 24 to find the interest rate the leasecompany is charging you. Or conversely, the dealer my tell you the interestrate, which you can divide by 2400 to get the money factor. A reallyunscrupulous dealer will take a money factor of .0035 (for example) and tellyou (or imply to you) it's really an interest rate of 3.5%.The only control over the lease deal that the dealer has is the selling priceof the car. Everything else is determined by the leasing company. Most dealershave an online computer program called "Lease Link" that searches all theleasing companies for their current rates. Get them to show you that printout.YOu will see a wide variety of residual values. Make sure they are using thecurrent version of lease link.I just leased a Silverado. The residual values (3 year) ranged from $17,200 to$19,100 with surprisingly little variation in the money factor. The higher theresidual value, the less the monthly payment.But the residual value must *realistically* reflect or estimate what thevehicle will be worth at the end of the lease, not just a desire to getto a certain payment amount. The leasing company or dealer can make theresidual higher than what it will be worth at the end of the lease todecrease the lease payment. BUT at the end of the lease, if the vehicleisn't worth the residual value or can't be sold for enough to cover theresidual value, the lessee owes the difference on an open-end lease. Lots of people get HUGE bills at the ends of their lease term if theyaren't careful with knowing the ends and outs of leasing.
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